About Insurance Direct

Insurance Direct of Central Florida, LLC  initially started as a personal lines independent insurance agency specializing primarily in auto insurance in Central Florida with emphasis on customer service. As regional and global opportunities opened we expanded our lines of insurance, as well as carriers, while still steadfastly maintaining our local presence. Insurance Direct maintains a retail office in Ocoee, Florida where our customers are always welcome.

Our agency staff has combined insurance experience of over 45 years. All personnel are licensed and several have professional designations such as LUTCF (Life Underwriter Training Council Fellow).

We want to serve the Central Florida insurance needs, as well as, provide insurance nationally and even globally. We now have a fully-qualified commercial division that can handle most any insurance request.

Professional Liability Insurance

As with most independent insurance agencies that specialize, we have placed a special emphasis on professional liability insurance. If you are a fellow insurance agent, lawyer, real estate broker, home inspector or in any profession that requires Directors & Officers Liability or Errors and Omissions Insurance we encourage you to check out our Professional Liability page.

The Insurance Direct Difference

Insurance agencies have merged, converged, and franchised. Generally, the result is less customer service. As we expanded, senior management made a commitment to continue to provide the personal service that you and generations before have come to expect from your local insurance professional. Try us, you’ll see.   

Call, email, or fax us and you will get a prompt response. We have a unique comparative rating system that combines the best of over 20 insurance companies. This system will tell you who is going to be the company to protect you and your assets at the best possible price.

An Independent Advantage

We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Insurance Direct represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy -- you wouldn't have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it's for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it's up to you to make the final choice.

Insurance Carriers

As independent agents, we have established long term, solid relationships with some of the top national and regional carriers in the industry. Our experienced staff will be able to provide comprehensive, expert insurance solutions and service.

For you, our client, this provides competitive pricing, coverage options, and peace of mind that the company providing your insurance coverage meets our standards.

• AIG Insurance
• Bankers Insurance
• Bristol West
• Chubb Group
• Citizens
• Colony Insurance
• CNA Insurance
• Cypress P&C Insurance
• Fireman’s Fund Insurance
• Foremost Insurance
• The Hartford
• Infinity Insurance
• Lexington Insurance
• Mercury Insurance
• Progressive
• Safeco
• St. Johns Insurance
• Travelers
• Universal Insurance Co.
• USF&G
• Zenith
• Zurich Insurance