This time of the year always gives pause for reflection on many fronts. One of those should be your insurance policies from Home to Auto and Life and everything in between. Inclement weather that effects the rest of the US typically happens from October to February but all Floridians know we have the worst of our inclement weather from June to November in the way of Hurricane Season. last month we talked about the ways Hurricane Damage can effect you but did you know there are other reasons to get your policies updated?
Age is a big factor in policy rates. Males between the ages of 16 and 21 have higher rates than females of the same age. However, many guys that have purchased their policies when in that 16-21 age bracket don't bother updating their policy information or to obtain competitive quotes after they've passed the age of 21. If you fall into this category contact us and let us see if your current company is making more money on you than they should, or if you've even got the coverage limits you really need to have in today's market.
Another factor is your personal risk. If you had a car accident a few years ago but not had a new rate quote in the time that those points cleared off of your license you are likely overpaying for your auto policy. Giving us a quick call can allow you to ensure that your money is being spent in the right places. We may even be able to put some of it back in your pockets and that's a win for everyone involved!
They call them the dog days of summer all over because of the intense temperatures. In Florida we take the cake with temperatures already in the low to mid 90's in May - the thought of how high that mercury will climb in July and August is staggering; the feeling of your shoes melting to the pavement while walking The Magic Kingdom aren't that far off base. If you are an annual pass-holder at any of the area theme parks you know how bad your vehicle can get damaged by tourists and careless driver's in the theme park parking lots alone. Wouldn't it be great to have the right coverage and policy in place that will cover the long red streak that mini-van put down the side of your nice, new vehicle you've worked so hard to have? Don't let the dog days of summer get you down or break your bank. Let us see what we can do to lower your monthly expenses.